Whole life insurance will last the rest of your life and builds up ‘cash value,’ which is money you can access while you’re alive.
Disability Policies: If you become too sick or injured to work for an extended period of time, this type of coverage could help cover a portion of your income.
Term life insurance costs much less than whole life insurance, but it has an end date. A 30-year policy is typically the longest term available, depending on your age. Term has no cash value unlike whole life.
Annuities: Are a form of insurance or investing designed to help you accumulate savings for long-term goals like retirement. Other annuities focus on providing a guaranteed income stream that begins either immediately or in the future.
Whole life insurance for children that provides financial protection, builds cash value, and guarantees life insurance coverage for a lifetime.
ADD RIDERS TO YOUR POLICY
WHAT ARE RIDERS?
ADD-ONS TO YOUR POLICY TO INCLUDE ADDITIONAL BENEFITS
ACCIDENTAL DEATH, CHILDREN’S TERMINAL ILLNESS, CRITICAL ILLNESS, CHRONIC ILLNESS